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+---
+status: draft-for-review
+type: chapter-template
+edition: 2026
+vertical: # real-estate | financial-advisors | fractional-c-suite | higher-ed | communities | technology
+title: ""
+authors: []
+recipe_ids: [XX-01, XX-02]
+last_updated: 2026-08-31
+---
+
+# Chapter structure (for review)
+
+This is the blank chapter, matching PRD §5.4 (locked 2026-08-31). Review the shape before anyone writes a real vertical.
+
+**How to use it.** Copy this file to `workflows/[vertical-slug].md` (example: `workflows/real-estate.md`). Replace `XX` with the vertical prefix. Leave this file as the blank.
+
+**What a chapter is.** A substantial essay for one vertical. Full workflows sit inside the argument, at the point they earn, not in an appendix and not as a stack of cards.
+
+**What a workflow is.** The unit of practice. Read it, run the Try-it (~15 min), share the result. That Try-it is what counts as activation.
+
+**Rules that do not move.**
+- Skip-to-Try-it at the top. Activation does not wait for the essay.
+- Safeguards before Method. Data handling is read before anyone pastes a client list.
+- Method shows real tool output, not a description of it.
+- Nested recipes stay open. Do not hide Method behind "click to reveal."
+- Every recipe has a stable ID and a heading it can link to.
+- No chatbot on the page. No crypto or Web3 language.
+- PDF must match this stack: essay + in-place recipes.
+
+**Vertical prefixes**
+
+| Vertical | Slug | ID prefix |
+|:--|:--|:--|
+| Real Estate | `real-estate` | `RE` |
+| Financial Advisors | `financial-advisors` | `FA` |
+| Fractional C-Suite | `fractional-c-suite` | `CS` |
+| Higher Ed | `higher-ed` | `HE` |
+| Communities | `communities` | `CM` |
+| Technology | `technology` | `TE` |
+
+Fill every `[bracket]`. Two nested recipes are shown so the essay-wraps-workflow pattern is obvious. Add more at the points in the argument they belong. Delete the unused slot rather than leaving a hollow block.
+
+---
+
+# [Chapter title]
+
+[Vertical] · 2026 edition · [Author names]
+
+## What this chapter is for
+
+[One short promise. The job this vertical's reader is trying to get done this week, and what they will be able to run by the end of the chapter.]
+
+**Skip to a Try-it:** [XX-01](#xx-01) · [XX-02](#xx-02)
+
+## [Essay: the stakes]
+
+[Why this work is hard here. Specific to the vertical, not a generic AI preamble. Name the actual failure: a listing that stalls, a client file that leaks, a committee that will not move.]
+
+## [Essay: constraints]
+
+[What you cannot ignore in this vertical. Tools people already use. Compliance, clients, time. What "done" looks like for them.]
+
+## [Essay: how we work here]
+
+[The practice this chapter argues for. Then the first workflow, at the moment the argument needs proof.]
+
+---
+
+<a id="xx-01"></a>
+
+### [Job title. This is the workflow title, written as the job.]
+
+**XX-01** · v0.1 · ~[N] min · ~$[cost or "free with tools you already have"]
+
+#### Problem
+
+[The real task. One job, not a category.]
+
+#### Actors
+
+- Who runs it: [role]
+- Who is affected: [client, student, team]
+- What the model is allowed to do: [draft / classify / retrieve]. What a human must still do: [send / approve / file]
+
+#### Setup
+
+- Tools: [named tools, versions if it matters]
+- Sample files: [what we ship with this recipe, or "use the anonymized packet below"]
+- Cost: [model/tool cost if known. If unknown, say so.]
+
+#### Safeguards
+
+Read this before the steps.
+
+- Data handling: [what never goes into the prompt. What is ok if stripped.]
+- Human oversight: [the checkpoint before anything leaves the building]
+- Failure modes: [how this goes wrong in this vertical]
+- Escalation: [who you call, and when you stop]
+
+#### Method
+
+Ordered steps. Paste the actual tool output inside the step that produced it. A screenshot or a quoted block beats a paraphrase.
+
+1. [Step]
+   ```
+   [real output]
+   ```
+2. [Step]
+3. [Step]
+
+#### Evidence
+
+[What "it worked" looks like. An artifact, a number, a before/after. Not "the user felt more confident."]
+
+#### Try it (~15 min)
+
+- Sample data: [what they use so they do not need a live client]
+- What to produce: [the artifact]
+- Done when: [a check they can mark. Completing this is activation.]
+
+#### Share the result
+
+[What they post: the outcome, not the workflow text. Point at the community template when it exists. Events, not content.]
+
+**Author:** [name] · **Sources:** [links or citations] · **Last updated:** [date]
+
+---
+
+## [Essay continues]
+
+[The argument picks back up. What the first recipe proved, what it did not. Then the next workflow, when the next claim needs proof.]
+
+---
+
+<a id="xx-02"></a>
+
+### [Second job title]
+
+**XX-02** · v0.1 · ~[N] min · ~$[cost]
+
+#### Problem
+
+[ ]
+
+#### Actors
+
+[ ]
+
+#### Setup
+
+[ ]
+
+#### Safeguards
+
+[ ]
+
+#### Method
+
+1. [ ]
+2. [ ]
+
+#### Evidence
+
+[ ]
+
+#### Try it (~15 min)
+
+[ ]
+
+#### Share the result
+
+[ ]
+
+**Author:** [name] · **Sources:** [ ] · **Last updated:** [date]
+
+---
+
+## Further workflows in this vertical
+
+- [XX-01](#xx-01) — [job title]
+- [XX-02](#xx-02) — [job title]
+- [Later IDs, once assigned]
+
+## Sources
+
+[Chapter-level sources. Recipe-level citations stay on the recipe.]
+
+**Last updated:** 2026-08-31